Welcome to Appliance Texas – the prime destination for Texas residents who are interested in learning more about their home appliances in terms of maintenance and coverage. At Appliance Texas we cover everything from air conditioning systems, freezers and refrigerators, through home security systems – helping our clients learn more about saving money and hassle when it comes to home appliances.
Texas is one of the states with the most extreme weather conditions, together with everything being BIGGER IN TEXAS (including homes) leading to a situation in which many households spend significant amounts of money on maintaining, repairing and replacing their home systems and appliances. This is why we cover home warranties in Texas extensively on this website. In a nutshell, a home warranty is a contractual agreement that provides homeowners safety in return for a fixed monthly or annual fee. That “safety” in regards to the covered home appliances means that once an item breaks, the home warranty company is committed to fixing it or replacing it.
When people talk about an appliance insurance in Texas or anywhere else in the USA, they normally mean either a home warranty program or extended warranties provided by stores like Sears. We have opted to cover home warranties exclusively for the time being on this website because we simply don’t think the latter (extended warranties) provide a lot of value for the consumer.
Top 10 Items to Buy Warranty for in Your House
Home systems and appliances play a major role in our daily routine, from the toaster making our breakfast to the air conditioner keeping us cool at night. They undoubtedly make life easier and save time. We can hardly imagine how it is to do laundry by hand without a washing machine or survive without air conditioning when it’s 100°F in the shade. Unfortunately, nothing is eternal, and after a while, the systems and appliances we rely on start to malfunction and gradually break down.
When our home appliances get out of order, it results in an expensive headache and major inconvenience for the homeowner involved, so many people in Texas consider it wise to buy home appliance insurance to protect them.
The Most Popular Devices and Systems to Insure
Homeowners appliance insurance gives you reassurance that if something goes wrong, your home will be taken care of as soon as possible and the costs will be covered. Let’s look at home systems and appliances that are integral to daily human needs, which companies insure most often.
- Water heater
So many processes depend on having hot water – having a shower, washing dishes, or laundering your clothes. When a water heater breaks, it’s always stressful for homeowners to stay without warm water for at least a day. This is where appliance insurance protection plans can step in and relieve a homeowner from stress.
An average lifespan of a water heater is about 10-20 years. Once it breaks down, the average repair cost is between $95 – $1,000, and the average replacement cost is $741 – $1,363. If a homeowner has appliance insurance, all they will have to pay is a service call fee.
Electricity is crucial to our way of life, with more automated devices in our homes than ever before, making the consequences of power failure far greater. When there is an electrical problem, make sure you call a licensed repair person or your home warranty company to prevent a dangerous situation that can lead to property damage or personal injury. On average, most homeowners spend around $160 – $517 to pay to an electrician and that’s a lot more than an average deductible cost of $75!
Washing the dishes by hand is the worst. However, thanks to the invention of the dishwasher, we can sit back and let the machine do the work for us. Furthermore, loading the dishwasher and pressing start button can save you a lot of precious time! But when your dishwasher dies, you may quickly start missing this time-saving appliance.
- Air Conditioner
An air conditioner is probably the most vital item in your house if you live in such hot areas as Texas or elsewhere in the South. When the A/C unit fails, you’re left in an overheated house and you need help quickly. It can suddenly start to leak, it might not cool, or even turn off. Moreover, without home warranty coverage, the cost of repairing your AC can be astronomical.
When items like toilets, showers, or faucets stop working, it can cause unpleasant problems. Since the bathrooms are out of service, the homeowner has to find a plumber ASAP. Moreover, leaking water can cause a lot of serious problems such as rot and mold.
- Oven and Stovetop
Your oven and stovetop are some of the most expensive appliances in your kitchen, yet also one of the most essential. Without the ability to bake or fry anything, your food options are severely limited at home. Buying kitchen appliance insurance will help you cover any costs encountered if you have to repair or replace the appliance unexpectedly.
- Garage Door Opener
Garage door openers add convenience to our everyday life. But when this useful feature stops working, you have to manually open the door until it is fixed. Most homeowners spend between $75 and $575 to repair their garage door opener. Replacement is far more expensive – up to $2,000 to install a new system.
- Garbage Disposal
It’s very convenient to put clean out your kitchen sink thanks to a garbage disposal’s ability to grind leftovers small enough so it doesn’t clog your drains. Thanks to the garbage disposal, there is no food waste in your trash can, respectively, bugs and other pests.
Whether you love to cook, are in a rush to have dinner or enjoy frozen pizza, this time-saving device has become a kitchen essential. Microwaves typically last about 9 years, and during that time, they’ll likely need some repair. When these issues occur, it’s better to resolve them quickly so that your microwave can function again.
Every family needs a refrigerator to store food and drinks safely. The importance of the fridge is felt even more in hot regions when you are looking for something chilled to drink. Having a warranty plan on your refrigerator helps make sure that this expensive appliance will be repaired quickly and professionally in the event of a malfunction.
Home appliances make our lives so much easier, but they can also be vulnerable machines that break down and leave us in a bind. In the event of a breakdown of any of the items listed above, the homeowner will have to spend from $1,500 to $3,500 for repairs, or as much as $7,300 and up to $32,000 to replace everything. But if you take out the homeowner’s appliance insurance, which costs $600 plus a deductible of $75, repairing all items will cost you $600+$75*10 = $1350. With savings like that, buying a home warranty on your essential home appliances is a no-brainer.